Expert Talk Feb 2026
How does Zomato and Ola Make Money
Aman was home alone and craving biryani. He found a great deal on Zomato—₹250 for a combo meal—and quickly placed the order. Twenty minutes later, his neighbour Priya returned from the same restaurant with a takeout biryani that cost her only ₹200. Aman was confused. Why did the same meal cost more online?
Curious, Aman asked his older cousin, who explained that platforms like Zomato charge restaurant commissions, delivery fees, and sometimes inflate prices. His cousin also told him that Ola works similarly, earning commission from drivers and charging more during busy hours through surge pricing.
Aman realised that although online services are super convenient, they come with extra costs and marketing tricks. He decided to think twice before ordering next time—and to always compare prices!
Global Economy – Inflation, Recession and Impact on Interest rates Project
Riya is an 8th grader, living in a small town and her family has a small grocery shop. In recent times, her parents have been concerned, the cost of sugar, pulses, and cooking oil continues to increase and the consumers are purchasing in low quantities. According to her father, he has to increase prices and does not want to, but he has no choice because his supplier is increasing prices. One day her economics teacher tells you that this is inflation, and that it is not only your family that is getting it, the entire country is inflated. She also writes about how recession may occur when the people start to save money and stop the spending, and how the RBI sets up the interest rates so as to contain the inflation (this makes the loans more costly). This is what makes you understand that what occurs in the global economy might influence your family shop, your school bills and even your future employer. Well, it occurs to you that you had better find out more about the relationship between inflation, recession and interest rates as also how you can help the interests of your business safe in times of hardship sitting at home.
E-Commerce Websites and Charity Spends on Digital Platform
You are Aarav, an 8th grader who enjoys online shopping. You have purchased headphones and games and even a birthday present to your cousin using e-commerce apps. Sooner or later you are exposed to a charity campaign on social media: “Re-build a village school after the floods: donate now!” You are touched by the photographs so you dispatch 200 rupees from your own savings. However, you discover later on weeks later that the campaign was a sham- the pictures used were that of a past disaster, and the funds were deposited in the personal account. You are angry and embarrassed. Your economics instructor turns your experience into a lesson: not everything on the Internet is real, and e-commerce is not only about shopping and purchasing goods, it is also important to assess beneficiaries and tricks systematically, to confirm the sources, and the ability to make the right ethical decisions . That is why you will make a decision to know how to recognize the actual charity platforms and safeguard your money and mindful use of digital devices.
Digital Payments and Services
Sharmaji wanted to transfer rent using his banking app. His password was simply 1234, and when a caller claimed to be from the bank, Sharmaji shared his OTP without hesitation. Within minutes, money disappeared from his account. Scared and confused, he told his son, who quickly took charge.
Sharmaji’s son immediately called 14410, reported the fraud, contacted the bank, and froze all transactions. He had learned these steps in a financial safety webinar. He also reminded his father to always use strong passwords, enable two-factor authentication, and never share OTPs with anyone—even if they claim to be from the bank.
Thanks to his son’s quick thinking, Sharmaji was saved from further loss—and now promises never to use “1234” again!
Demand Supply and MRP Consumer Awareness Subjective
During the COVID-19 lockdown, Aarav’s school shifted to online classes. His old tablet stopped working, so his parents started looking for a new laptop. To their surprise, the price of a basic model had jumped from ₹30,000 to over ₹40,000 in just a few weeks! The shopkeeper explained that imports were delayed, demand had shot up, and there was a shortage in supply across the country.
Meanwhile, Aarav’s friend Dhruvi had a bad experience with a face wash she bought online. The product claimed to remove pimples in three days, but nothing happened. She realised it was a false advertisement, and later filed a complaint at the local consumer forum.
Both Aarav and Dhruvi learned valuable lessons: prices rise when demand is high or supply is low, and consumers must know their rights and check before trusting a brand.
Beware of Online financial Frauds
Naina received a message saying she had won ₹50,000 and a new smartphone. All she had to do was click a link and fill out her personal details—name, birthday, bank account, and even her ATM PIN! Excited, Naina did everything they asked.
The next day, ₹10,000 was missing from her bank account. She panicked and told her elder brother, who explained that it was a phishing scam. The message was fake, and she had unknowingly given her private information to a scammer. He also explained online safety rules like “Stop, Think, Click” and told her to report the fraud immediately. Naina now warns all her friends to be more careful online.
Wealth Wizards Competition 3.0
Date – 8th September, Monday 2025
Time – 10AM – 4PM