Currency, Inflation, International Fees

Last Sunday evening, you and your parents sat down to discuss your dream of studying abroad. Your cousin had just moved to the UK for college, and your parents explained how saving early helped their family manage tuition costs better. Your father opened his laptop and showed you the rising dollar-to-rupee exchange rates over the past year. Then, your mother explained how inflation affects the value of money, and why some families start converting currency months in advance to get better rates. Your younger sibling asked if it’s better to save in Indian rupees or dollars — and that led to a long and insightful conversation about how global events impact currency, and how families can plan ahead to avoid financial pressure later.

College Planning

One evening, you and your parents sat down to talk about your dream of becoming an architect. You discussed different colleges, both in India and abroad. Your uncle, who had studied in Delhi, joined the conversation and shared how he applied for scholarships and managed a student loan. Together, you all looked at the yearly costs and talked about what your family could afford. Your parents explained that planning early could help avoid financial stress later.

ROUND 2 Wealth Wizards 3.0 Competition

Expert Talk Feb 2026

Start-up Ecosystem and Benefits under Start-up India

It is your dream in the past years to become an entrepreneur, to open your own business, something that is useful to the community in which you live. One day you hear about the Start-up India program and you understand that you are not alone and there is a whole world of providing support to young entrepreneurs like you.

You get to know how the government assists start ups by funding, tax advantages, mentorship, and incubation centers. You are inspired and you decide to investigate whether you can ever get your own idea off the ground one day – and what it would involve to achieve success.

Now, you are interested to learn more about the world of start- up, its effects on the economy and even think how you can become a part of it.

P2P lending, Crowd Funding, Donation

Rohan is a talented 12th grade student who loves technology and sustainability. His idea is simple, develop an application through which local farmers will be connected with buyers directly, avoiding the middlemen, and providing small-scale farmers with an opportunity to get a higher income.

He has created a prototype and has even won an innovation competition of a lower level in school, but he requires Rs. 50,000 to create the full version of the product and introduce it in his community.

His parents are supportive of him emotionally but they are not in a position to finance his dream.

That is why Rohan will consider other modes of funding such as crowdfunding, P2P lending, and donation, which are actively employed by young entrepreneurs now.

At the moment, he is getting educated on how to use these platforms, which would best fit his goal, and how he will package his idea in such a way that others would also believe in it.

Fiscal Policy

You are Rohan , a 12th grade student and you are fond of economics and current affairs. A challenge is given to you by your teacher one day:

Pretend you have been appointed Finance Minister of a small country, even just for a week. It is you who are faced with the choices on how to utilize the national budget, be it on roads, hospitals, schools or even tax reduction. There is a bump in the road though; your country has a fiscal deficit and this is something you have to tell how you are going to deal with.”

You understand that fiscal policy is not the topic of politicians only but in your life largely, the school that you can attend, the amount of money that your parents can spend on taxes, and whether you will receive a job at all in the future.

Anyway, you choose to further investigate how governments spend the money as well as where they get the money and what transpires when they spend more than they generate.

Digital Banking Services

You are Sahil who is a student of the 11th grade and loves to use digital tools. You have been raised in a culture where you could order food, book tickets, get to pay school fees on the internet .

One day your grandmother tells you how she used to wait in long queues at the bank to deposit money or to get a new cheque leaf. You are shocked and understand that digital banking has transformed our attitude toward handling money, and not all people know how to discuss digital banking safely.

You want to know more about digital banking services, their functioning, and safeguarding against the risks of becoming victims of fraud and data abuse .

You should also know how digital banking compares to normal banking and what is the role of the Reserve Bank of India (RBI) in making digital transactions safe.

Wealth Wizards Competition 3.0

Date – 8th September, Monday 2025

Time – 10AM – 4PM